A way out
Funded out of trouble, before the administrators arrive
Refinance, property equity, unsecured cash flow and lines of credit. Ways to steady the business while you still hold the keys.
Alternatives to administration
Thinking about voluntary administration? What happens to your control, what ASIC's 2026 data shows, and the funding routes worth checking first.
Read more →Before an insolvency firm
About to call an insolvency firm about business debt? What to know first, questions to ask, and how to check whether funding could keep you trading.
Read more →Restructuring vs refinance
Small business restructuring or a refinance? Eligibility, control, timelines and what creditors get under each, so you can choose the right route first.
Read more →Refinance expensive debt
Stuck with several short-term loans or cash advances taking daily repayments? How refinancing the stack into one facility works and what lenders need to see.
Read more →Property equity route
Can property equity save your business? How a property-secured loan clears tax debt and creditors in one settlement, and the honest questions to ask first.
Read more →Unsecured, bruised credit
No property and a bruised credit file? How unsecured business loans sized on turnover and bank statements work, what lenders forgive and what they won't.
Read more →Line of credit, bad credit
Lost your overdraft or declined for one? How a business line of credit works for owners with bad credit, what it suits, and the habits that keep it healthy.
Read more →Creditor pressure
Suppliers on stop-supply or demanding cash on delivery? How a business loan can settle trade creditors in one go, and what to do before a demand escalates.
Read more →Not sure which applies to you? The free decoder turns the bank's reasons into fixes and a likely next step.
Declined once. Let's see what's possible now.
A 60-second enquiry with no credit check when you first enquire. A real person reads the whole story, including the awkward parts, and calls you with options that fit. Your details stay with us, not a lender list.
No credit check to ask
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